1. Welcome to the Paymorz Referral Program
Welcome to the Paymorz Referral Program! We are delighted to offer you the opportunity to earn rewards by referring friends, colleagues, and business associates to our platform. This program is designed to reward you for helping us grow our community while providing your network with access to our comprehensive payment processing and vendor management solutions.
By participating in our referral program, you can earn valuable rewards while helping others discover the benefits of Paymorz. This documentation provides comprehensive information about how the program works, eligibility requirements, reward structures, and terms and conditions.
2. How the Referral Program Works
2.1. Program Overview
The Paymorz Referral Program allows existing users to refer new users to the platform. When a referred user successfully signs up and completes qualifying activities, both the referrer and the new user may be eligible for rewards.
2.2. Getting Your Referral Link
To participate in the referral program, you must:
3. Eligibility Requirements
3.1. Referrer Eligibility
To be eligible to refer others, you must:
- Have an active Paymorz account in good standing
- Have completed the Know Your Customer (KYC) verification process
- Comply with all Paymorz Terms and Conditions and applicable policies
3.2. Referee Eligibility
For a referral to be considered valid, the referred user must:
- Be a new user who has never previously registered with Paymorz
- Sign up using your unique referral link or code
- Complete the account registration process
- Successfully complete the KYC verification process
3.3. Qualifying Activities
Rewards are typically earned when referred users complete specific qualifying activity, which include successful account registration and KYC verification.
4. Reward Structure
4.1. Referrer Rewards
As a referrer, you earn rewards when your referrals complete qualifying activity. Direct monetary credits reward will be settled to your bank account.
4.2. Referee Benefits
Referred users may also receive benefit, such as:
- Discounted Subscription Fee: Access to a special reduced rate on subscription payments.
4.3. Reward Processing
- Rewards are typically processed within 3-4 business working days after qualifying activity gets completed
- All rewards are subject to verification and compliance checks
5. Program Rules and Restrictions
5.1. General Rules
- Each referral must be a genuine, legitimate referral to a new user
- Self-referrals, duplicate accounts, or fraudulent referrals are strictly prohibited
- We reserve the right to verify the legitimacy of any referral and disqualify fraudulent referrals
5.2. Prohibited Activities
The following activities are strictly prohibited and may result in immediate disqualification from the program and account suspension:
- Creating fake accounts or using false identities
- Using automated systems, bots, or scripts to generate referrals
- Purchasing referrals or engaging in referral exchanges
- Misrepresenting the Paymorz platform or services
- Violating any applicable laws or regulations
- Engaging in spam or unsolicited marketing practices
6. Best Practices for Successful Referrals
6.1. Sharing Strategies
To maximize your referral success:
- Personal Outreach: Reach out directly to friends, colleagues, and business associates who could benefit from Paymorz
- Social Media: Share your referral link on our social media platform.
- Email Campaigns: Send personalized emails to your professional network
- Word of Mouth: Discuss Paymorz benefits in person and provide your referral code
6.2. Communication Tips
When sharing your referral link:
- Explain the specific benefits Paymorz offers
- Highlight features relevant to your referral's business needs
- Share your personal positive experiences with the platform
- Be transparent about the referral program and mutual benefits
6.3. Compliance Considerations
- Always comply with applicable anti-spam laws and regulations
- Respect opt-out requests and unsubscribe preferences
- Do not misrepresent Paymorz services or benefits
7. Terms and Conditions
7.1. Program Modifications
Paymorz reserves the right to:
- Modify, suspend, or terminate the referral program at any time with reasonable notice
- Change reward structures, qualifying criteria, or program terms
- Disqualify referrals that violate program rules or Terms of Service
- Verify and audit referral activities to prevent fraud
7.2. Reward Limitations
- Rewards are subject to availability and program terms
- We reserve the right to limit the number of rewards per user or per time period
- Rewards may be subject to maximum caps or thresholds
- All rewards are non-transferable and cannot be exchanged for cash unless explicitly stated
7.3. Dispute Resolution
- Any disputes regarding referral rewards should be reported to our support team within 30 days of the qualifying activity
- We will investigate disputes and make determinations based on program terms and account activity
- Our decision regarding reward eligibility is final
8. Privacy and Data Protection
8.1. Referral Data
- We collect and process referral data in accordance with our Privacy Policy
- Referral information is used solely for program administration and reward processing
- We do not share referral data with third parties except as required by law or as necessary for program administration
8.2. Referred User Privacy
- Referred users' personal information is protected in accordance with our Privacy Policy
- Referrers do not have access to referred users' account details or transaction information
- All user data is handled in compliance with applicable data protection regulations
9. Frequently Asked Questions
9.1. How do I find my referral link?
Your unique referral link and referral code are easily accessible through your Paymorz dashboard. To locate them:
- Log in to your Paymorz account using your phone number
- Navigate to Settings - Click on the settings icon on the side bar
- Access the Refer & Earn section - Within the Settings page, locate and click on the Refer & Earn tab or section
- View your referral information - Your unique referral code will be displayed prominently in this section
- Copy your referral link or code - Use the copy button provided to easily copy your referral link or code to share with others
9.2. How many people can I refer?
There is typically no limit on the number of referrals you can make, allowing you to maximize your earning potential. However, this is subject to:
- Program Terms and Conditions - All referrals must comply with the program rules outlined in this document
- Fraud Prevention Measures - We actively monitor for fraudulent activity and may investigate accounts with unusually high referral volumes
- Account Standing - Your account must remain in good standing with all Paymorz policies and terms
Important Considerations:
- We reserve the right to implement referral limits on a case-by-case basis if necessary to prevent abuse
- Referrals must be genuine and legitimate - bulk referrals from suspicious sources may be flagged for review
- Quality over quantity: Focus on referring users who will actively use the platform, as this benefits both you and the Paymorz community
- If you have a large network and plan to make many referrals, we recommend reaching out to our support team to discuss your referral strategy
9.3. When will I receive my rewards?
Reward processing follows a structured timeline to ensure accuracy and compliance:
Standard Processing Timeline:
- Rewards are typically processed within 3-4 business days after a referred user completes all qualifying activities
- Business days exclude weekends and public holidays
- Processing begins only after the referred user has successfully completed:
- Account registration
- KYC verification process
Factors That May Affect Processing Time:
- Verification Requirements - Additional verification may be required for certain referrals, which can extend processing time
- Compliance Checks - All referrals undergo automated and manual compliance checks to prevent fraud
- Bank Processing - Once approved, bank transfers may take additional time depending on your bank's processing schedule
- Volume - During periods of high referral activity, processing may take slightly longer
Tracking Your Rewards:
- You will receive notifications when rewards are processed and credited
- Check your bank account statement for the reward credit (typically labeled as "Referral Reward Received")
- If a reward is delayed beyond the expected timeframe, contact support with your referral details
9.4. Can I refer family members or employees?
Yes, you can refer family members or employees, provided they meet all standard eligibility requirements. However, there are important considerations:
Eligibility Requirements:
- Referred family members or employees must be legitimate new users who have never previously registered with Paymorz
- They must complete the full account registration process using your referral link or code
- They must successfully complete KYC verification with their own valid identification documents
- Each person must have their own unique email address, phone number, and bank account
Best Practices:
- Ensure each referral has a genuine need for Paymorz services
- Do not create accounts on behalf of others - each person must register themselves
- Be transparent about the referral relationship if contacted by our verification team
- Refer only individuals who will actively use the platform
Prohibited Activities:
- Creating multiple accounts for the same person
- Referring yourself using different email addresses or identities
- Coordinated referral schemes designed to game the system
9.5. What happens if a referral doesn't complete qualifying activities?
If a referral signs up but doesn't complete all qualifying activities within the specified time period, the referral may not qualify for rewards. Here's what you need to know:
Qualifying Activities Required:
- Account Registration - The referred user must complete the full registration process
- KYC Verification - The referred user must successfully complete Know Your Customer verification
What Happens:
- Incomplete Referrals - If a referral signs up but doesn't complete KYC or other required activities, you will not earn rewards for that referral
- No Partial Rewards - Rewards are only issued when all qualifying activities are completed
What You Can Do:
- Follow Up - You may choose to follow up with your referrals to remind them to complete their registration and KYC
- Understand Requirements - Review the specific qualification requirements and timeframes displayed in your dashboard
- Contact Support - If you believe a referral should have qualified but shows as incomplete, contact support with details
9.6. Can I share my referral link on social media or public platforms?
Yes, you can share your referral link on social media and public platforms, but with important considerations:
Permitted Sharing Methods:
- Social media platforms (Facebook, Twitter, LinkedIn, Instagram, etc.)
- Personal blogs or websites
- Email campaigns to your network
- Messaging apps and communication platforms
- Business presentations and networking events
Best Practices:
- Be Transparent - Clearly disclose that you're sharing a referral link
- Provide Value - Share information about Paymorz benefits, not just the link
- Respect Platform Rules - Comply with each platform's terms of service regarding promotional content
- Avoid Spam - Don't post repeatedly or in a way that could be considered spam
Prohibited Activities:
- Spam or Unsolicited Marketing - Don't send unsolicited messages or post in inappropriate forums
- Misrepresentation - Don't make false claims about Paymorz or the referral program
- Automated Sharing - Don't use bots or automated systems to share your link
- Paid Advertising Without Approval - Contact support before using paid advertising for referrals
Compliance:
- Always comply with applicable anti-spam laws (CAN-SPAM, GDPR, etc.)
- Respect opt-out requests and unsubscribe preferences
- Don't mislead potential referrals about the program or platform benefits
9.7. What happens if my account is suspended or I violate program terms?
Violations of program terms can result in serious consequences:
Potential Consequences:
- Immediate Disqualification - You may be immediately removed from the referral program
- Account Suspension - Your Paymorz account may be suspended or terminated
- Reward Forfeiture - Pending and future rewards may be forfeited
- Legal Action - Serious violations may result in legal proceedings
Common Violations:
- Creating fake accounts or using false identities
- Self-referrals or duplicate account creation
- Using automated systems, bots, or scripts
- Purchasing referrals or engaging in referral exchanges
- Misrepresenting Paymorz services
- Violating anti-spam laws or regulations
Appeal Process:
- If you believe your account was suspended in error, contact support immediately
- Provide detailed information about your referral activities
- Our team will review your case and make a determination
- Appeals must be submitted within 30 days of the suspension notice
Prevention:
- Read and understand all program terms before participating
- Follow best practices and guidelines outlined in this document
- When in doubt, contact support for clarification
- Focus on genuine, legitimate referrals only
10.1. Referral Program Support
If you have questions about the referral program, need assistance with your referral dashboard, or want to report an issue, please contact:
- Email Support: support@paymorz.com
- Subject Line: "Referral Program Inquiry"
- Support Hours: Monday through Saturday, 10:00 AM to 6:00 PM (Indian Standard Time)
10.2. Information to Include
When contacting support, please include:
- Your registered account email address
- Your referral link or code
- Specific details about your inquiry or issue
- Screenshots of relevant dashboard information (with sensitive data redacted)
11. Conclusion
Thank you for participating in the Paymorz Referral Program! We appreciate your support in helping us grow our community and share the benefits of our platform with others. By following the guidelines and best practices outlined in this documentation, you can maximize your referral success while maintaining compliance with program terms.
We are committed to providing a fair, transparent, and rewarding referral experience. Should you have any questions or need assistance, our support team is always ready to help.
Happy referring!